If you want an ISA, you should consider investing with Hargreaves Lansdown. The provider offers a range of investment products and their interface is easy to understand and use. They also offer excellent customer service and value for money, which has won them buckets of awards in the UK.
Obviously, there is stark competition between HL and the likes of Vanguard and many others. Whilst HL may not always be the cheapest, they offer a number of more complex investment funds and multi-asset funds than competitors.
There are some very good reasons to open an ISA with Hargreaves Lansdown. Hopefully, this Hargreaves Lansdown review will help you decide if this is the right company for you to invest with.
Disclaimer: This is not financial advice and you are responsible for your own investment decisions. When investing capital is at risk. This article contains affiliate links.
#1 Hargreaves Lansdown Is one of the UK’s best ISA providers
Hargreaves Lansdown UK has won heaps of accolades including Boring Money 2022 Best Buy ISA (2022) and Best ISA Provider by MoneyAge (2021). See, the full list of awards running back to 2007 here.
Hargreaves Lansdown is the largest provider of investment funds in the UK. Hargreaves Lansdown looks after over £100bn of investors’ money, making it one of the most established wealth management companies in the UK. They offer an extensive range of products, including ETFs (Exchange Traded Funds), mutual funds, stocks and bonds. All of which makes it easier for you to invest your money wherever it suits you best.
Whilst you can invest in Own brand funds, they also offer access to Funds from other groups and their Stocks and shares ISAs. HL are not always the cheapest and you can expect to pay a 0.45% account fee, plus investment charges of 0.4% to 0.7%. This opens up a diverse number of multi-asset and income funds. This is in addition to specialist stocks and bonds funds from around the world.
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#2 Hargreaves Lansdown: A range of investment products, including shares, bonds and time-specific funds.
Hargreaves Lansdown is an award-winning online investment company, who offer a range of investment products, including shares, bonds and time-specific funds. They have a wide range of products for both beginners and experienced investors. Many of their investments are suitable for ISAs (Individual Savings Accounts). Other HL investment products include:
- Stocks and Shares ISA
- Junior ISA
- Lifetime ISA
- Self-Invested Personal Pension (SIPP)
- Fund & Share Account
You don’t have to be mega-rich to invest with them either. Their funds usually have a minimum monthly deposit of £25 and a £100 minimum initial amount for funds. This means that an ISA with Hargreaves Lansdown is accessible for 99% of investors. This means that it’s very accessible for investors to buy individual stocks, ETFs and wrap that within an efficient tax wrapper such as an ISA or Pension fund. All of which means than creating in Hargreaves Lansdown ISA is simple and cost effective.
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#3 The HL interface is easy to use and provides detailed information on your investments.
The Hargreaves Lansdown interface is easy to use, with a clear layout and detailed information on your investments. The simple interface makes it easy to navigate through the website. You can also get help from their customer service team if you have any questions or need assistance with something specific.
The design of their website makes it easy for new investors in particular because there are no distractions; all that matters is your investment portfolio and how much money you’re putting into each one of them.
This makes finding an ISA on Hargreaves Lansdown simple and accessible. It’s very straightforward to find and review a fund on HL. You can even use their fund finder and wealth shortlist to narrow it down.
They also have a highly regarded app which means your account is in your pocket!
- Fast, secure account access
- Log in to your account securely using fingerprint login and Face ID on iPhone.
- Your investments at a glance
- It’s easier than ever to see your investment performance and if your ISA’s on track.
- Place deals on the go
- Buy and sell investments, even on the move.
#4 Hargreaves Lansdown customer service is excellent
Their customer service solutions offer a wide range of support features to the DIY investor and those needing a little more support. The website offers great functional support features. This includes:
- Robo advice/ready-made portfolios
- Help building a portfolio
- Includes a shortlist of investments
- Pick your own funds
- Pick your own shares
Also available are live chat services through which customers can speak directly with an adviser who is trained in providing financial guidance over the internet. This means you can feel assured when stepping through the process of investing in an ISA with Hargreaves Lansdown.
Customer Hargreaves And Lansdown Reviews: What Do The Customers Say?
If you’re investing with Hargreaves Lansdown, you can expect excellent customer service. HL earn a solid 4.3 out of 5 stars on Trustpilot. 59% of those 7,000 Hargreaves Lansdown reviews are five star and customers. Here are some of their comments:
“Confident investments. Since investing with H&L their… expertise has given me all the help one could wish for. Their daily and weekly analysis reports are extremely helpful in many ways. Could not wish for better attention. Many thanks to all involved.”
“Friendly and experienced service. Every time I have to contact… Every time I have to contact Hargreaves I am very impressed with the friendly and knowledgeable service I receive.I find Hargreaves customer advisors extremely knowledgeable and helpful and always ensure you are happy and informed with any queries I have had. Would and have recommended them whenever I can as a financial institution to invest with. Very happy customer thank you.”
Many customer are so impressed with the customer service that they now have a full suite of investment accounts:
Simple and Secure…Hargreaves Lansdown is a simple and secure company to use for investing. With many options, from thousands of individual companies to invest in to very cheap trackers. I use them now for all my investing, ISA, LISA, SIPP, Company Pension and active savings.”
“I have a full portfolio of services…The online platform provides a full view of all types of investments, providing summaries, tax information and an excellent view on one screen. The service is first class and easy to manage.”
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#5 Hargreaves Lansdown offer high value for money
Looking for a low-cost index fund, then maybe Vanguard are for you. On the other hand, if you’re looking for a fund more tailed to the specifics then HL offers high value for money on more complex funds. There are a number of other reasons why you should consider HL as your go-to broker when it comes to investing your stocks and shares ISA.
This starts with looking for a low-cost with decent returns. You’ll also want to understand how much your investments may fluctuate and how often. This means selecting a fund with an appropriate time horizon and risk.
Hargreaves and Lansdown offer a range of solutions and services to help with that. This includes:
- A range of investment products, from traditional stocks and shares to ETFs and funds. You have a variety of ways you can build your portfolio with them.
- You could choose to invest in an individual company or spread your money across multiple companies or sectors; you can even apply specific criteria that apply to what kind of investments suit you best (e.g., ethical).
- The interface on their website is easy-to-use, making it simple enough even for beginners without much experience under their belt (or at least those who aren’t tech savvy).
- Hargreaves Lansdown offers a range of products at competitive prices that are easy to understand and use. Hargreaves Lansdown offers a range of products at competitive prices that are easy to understand and use. They offer a range of investment products, including shares, bonds and time-specific funds.
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Conclusion: Hargreaves Lansdown UK Review
Hargreaves Lansdown are one of the leading providers of stocks and shares ISAs. Offering a competitive range of products will appeal to a wide range of investors. That’s because every investor has different needs and tastes, so there’s no one-size fits all approach to investing. The fact that HL offer a wide range of investment funds and opportunities.
Remember, ISAs with Hargreaves and Lansdown are not the only thing on offer. You can find Self Invested Pensions, General Investment Accounts, Junior ISAs and Lifetime ISAS on the website. Again, there is such a diverse range of funds that you can find something that works for you.
Hopefully, this Hargreaves Lansdown review is a good sign-post. Helping you find a ISA on Hargreaves Lansdown or something else that you might be looking for. Click here to start your investment journey or transfer your ISA to Hargreaves Lansdown. Still unsure? Why not download the HL Free Investment Guide.
