Millennials are often told they can’t buy houses because they buy avocados or go out for brunch too frequently. I am here to tell you, you can keep going out to brunch and eat all the avocados you want. The conventional money saving advice is usually along the lines of:

• Save money by pinching pennies.
• Cut costs by sacrificing the things you love.
• Invest in the magic unicorns.
• Keep a traditional spreadsheet budget.
• Get on the property ladder.

Are You Using Willpower As A Strategy?

Yes, you can do this if you want to keep optimising or you love saving and personal finance. Sometimes it can feel a little like a game. However, all of this takes a major amount of effort and willpower. It is not necessary, what is necessary is a small initial conscious effort.

If you love avocado toast and try to stop buying it, eventually you will give in if you have to make the decision not to buy it every day. This is because it relies on using a limited amount of willpower.

You can read my blog post on how to avoid the pitfalls of willpower by clicking here.

Shift Your Mindset To Start Saving Money

With a shift in how we approach our finances, you can easily have an extra £175 one month to £3,000 in a few years time, to an extra £500,000 in three decades. This requires no increase in income and just a few clicks from the comfort of your computer.

If you would like to know you can stop scrimping money together and make massive steps forward. Sign-up with your email address and get your #6 step downloadable PDF. This covers the following steps:

• Automating your finances.
• Who it’s worth trying to negotiate your bills with.
• How to swap out high-cost bills for lower-cost ones.
• How to save for specific goals and increase saving success.
• How to get free money from your bank.
• How to double your retirement savings.

Why spend your time making small adjustments which will increase your savings by 1% or 2%? When a few simple changes to behaviour could mean savings of an extra 20% or 30%.

Read this guide to help you start taking massive action and instantly increase your savings. Why not try something different from the usual money saving advice?